Most of our married life, we’ve lived on a shoestring budget. Chris had a full-time job where he earned an acceptable, yet lower than average salary. I worked part-time and received a very small salary for the first six years of our marriage. When it came to debt, we had a school loan as well as a car payment and after those monthly payments plus our rent, utilities and insurance, there really wasn’t much leftover. While I don’t want to…
